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Stop scrambling at e-Filing time.

Published

Tag tax-relief spending the moment it happens. By March next year, your filing is a five-minute filter — not a shoebox archaeology project.

The setup, in three steps

  1. 1

    Add five tax-relief tags

    In Duitful, Settings → Tags → New. Add Medical, Lifestyle, Books, SSPN, PRS. Five seconds each. (Add more if you have specific reliefs.)

  2. 2

    Tag spending as it happens

    When you log an expense, pick the matching relief tag. A doctor's bill → Medical. A new laptop under RM 2,500 → Lifestyle. A unit-trust top-up to your child's SSPN → SSPN.

  3. 3

    Filter when March comes

    Open Reports, filter by tag, get the total per relief category. Type the numbers straight into your e-Filing form. Done.

What's at stake

RM 9,000+

Common annual reliefs a tagged Duitful makes effortless to claim

Self, lifestyle, books, medical, SSPN, PRS — see LHDN's current schedule for caps

LHDN updates relief categories and caps each year. Duitful doesn't file your tax — it gives you the running total per category so you arrive at e-Filing already knowing the numbers.

The two ways this usually goes

The shoebox method

  • Stuff receipts in a drawer
  • Forget half of them by March
  • Add it up under deadline pressure
  • Underclaim because you can't find the receipt

The Duitful method

  • Tag the expense the same day
  • Snap the receipt with OCR (Pro)
  • Year-end filter shows the total
  • Claim every ringgit you're entitled to

Tag ideas to copy

  1. 1

    Medical (own & parents)

    Doctor visits, hospital bills, dental, full medical check-up. Two tags if you want to split your own vs your parents' — LHDN treats them as separate reliefs.

  2. 2

    Lifestyle (RM 2,500 cap)

    Books, magazines, sports gear, gym fees, internet bills, smartphone, tablet, laptop. One bucket — but tag everything that fits, then sort at year-end.

  3. 3

    SSPN-i & PRS

    Skim Simpan Pendidikan Nasional contributions and Private Retirement Scheme top-ups. Both have separate reliefs. Tag the moment the deposit clears.

  4. 4

    EPF voluntary & insurance

    Voluntary KWSP top-ups, takaful and life-insurance premiums. Easy to forget if billed annually — tagging makes them findable.

Common questions

Does Duitful know LHDN's current relief amounts?

Numbers change yearly, so no — Duitful gives you what you spent, not how much you can claim. Cross-reference with LHDN's current relief schedule when you file.

Can I tag one expense with two reliefs?

Yes. A laptop under RM 2,500 might be Lifestyle and Work in your head — Duitful supports multiple tags per entry. Use both.

What about my freelance income?

Use a tag like Income · freelance. At year-end, total income and total deductible expenses are both one filter away. See the freelancer guide for the full setup.

Will my financial data go to LHDN through Duitful?

No. Duitful never sees your data — it stays encrypted on your phone. You manually type the totals into LHDN's e-Filing site, same as before.

Set it up once. Reap it every March.

Five tags. One minute to add them. Every relevant ringgit you spend this year goes into the right bucket automatically — and your e-Filing total is one filter away.

Open Duitful →